Last Updated: March 2026

This Billing Policy applies to all purchases made on bandnic.com, operated by BANDNIC LLC. By placing an order on our website, you agree to the terms outlined below.

Accepted Payment Methods

We accept the following payment methods:

  • Visa
  • Mastercard
  • American Express
  • Discover
  • PayPal
  • Stripe-powered debit and credit cards

All transactions are processed in US Dollars (USD). We do not accept checks, money orders, or cash payments.

When Charges Are Processed

Your payment method is charged at the time your order is placed and confirmed. By submitting your order, you authorize BANDNIC LLC to charge the full order amount — including any applicable taxes and shipping fees — to your selected payment method.

In the event that a charge cannot be processed, your order will not be fulfilled and you will be notified via the email address provided at checkout.

Billing Address Requirements

The billing address you provide must match the address associated with your payment method. Orders where the billing address cannot be verified may be delayed, flagged for review, or cancelled. This is a standard fraud prevention measure to protect both our customers and our business.

Order Limits and Cancellations

We reserve the right to refuse, limit, or cancel any order at our sole discretion. Restrictions may apply to orders associated with the same customer account, the same credit card, or orders using the same billing or shipping address. If we make a change to or cancel your order, we will attempt to notify you using the email address provided at the time the order was placed.

Failed Payments

If your payment is declined or fails to process, please verify that your card details, billing address, and available balance are correct before attempting again. If the issue persists, we recommend contacting your bank or card issuer. BANDNIC LLC is not responsible for fees or charges imposed by your financial institution in connection with failed or declined transactions.

Fraud Prevention

To protect our customers and prevent unauthorized transactions, we use industry-standard security measures including SSL encryption and payment processors with built-in fraud detection. We reserve the right to request additional verification for orders that appear suspicious or unusually large. Orders that cannot be verified may be cancelled and refunded.

If you believe an unauthorized charge has been made to your account, please contact us immediately at contact@bandnic.com so we can investigate and assist you.

Chargebacks

We ask that you contact us before initiating a chargeback with your bank or card issuer. Most billing concerns can be resolved quickly and directly. Chargebacks should only be filed for genuinely unauthorized or fraudulent transactions. We reserve the right to dispute illegitimate chargebacks and provide transaction evidence to your financial institution.

Refunds and Billing Adjustments

If you are entitled to a refund, it will be issued to the original payment method used at the time of purchase. Please allow 5 to 10 business days for the refund to appear on your statement, depending on your bank or card issuer. For full details, please refer to our Refund Policy.

Contact Us

If you have any questions or concerns about a charge on your account, please reach out to us:

Address: 3709 Yost Ave, Hastings, NE 68901, USA
Phone: +1 (402) 545-1780
Email: contact@bandnic.com
Business Hours: Monday – Saturday, 9:00 AM – 10:00 PM | Sunday: Closed